Our Services – Garg Financial Services (GFS Wealth)

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From wealth management to retirement planning, we offer comprehensive Financial services designed to secure your financial well-being today and for tomorrow. Trust our financial advisor in Chandigarh to help you navigate the path to long-term success

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Years of experience

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Financial Services

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We set the standard in financial services with innovative solutions and top-tier expertise. Experience unparalleled excellence and future-focused strategies with us, guided by a trusted financial advisor in Chandigarh.

Our Calculators

Let our calculators guide you to
financial services freedom

CHILD EDUCATION

Recommended Target Amount

79,30,423

Required Investment Amount

Monthly

16,663

Yearly

1,89,935

One Time

14,48,859

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹79,30,423

MARRIAGE FOR CHILD

Recommended Target Amount

3,42,42,376

Required Investment Amount

Monthly

20,116

Yearly

2,29,301

One Time

20,14,250

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹3,42,42,376

YOUR OTHER GOAL

Recommended Target Amount

53,97,312

Required Investment Amount

Monthly

24,091

Yearly

2,74,608

One Time

17,37,790

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹53,97,312

PLAN YOUR RETIREMENT

Recommended Retirement Kitty Amount

6,90,26,211

Required Investment Amount

Monthly

22,404

Yearly

2,68,996

One Time

23,03,952

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹6,90,26,211

Monthly expenses in Retirement Year

2,87,175

SIP GROWTH

Estimated Future Value

22,40,359

Total Amount Invested

12,00,000

Growth 1.87 times

SIP NEED

Required SIP Amount

21,011

Target Amount Required

1,00,00,000

Projected Investment

37,82,058

Growth Multiple times

SIP DELAY COST

Estimated SIP Delay Cost

3,20,793

Projected Future Value of SIP *

Without Delay

47,59,314

With Delay

44,38,521

SWP CALCULATOR

Period End Value

89,69,336

Total Amount Withdrawn

18,00,000

Full Instalments Withdrawn

180

with last estimated full instalment on 3/5/2040

Estimated Full Life of SWP (instalments)

Assuming Investment is done now and SWP will start after next month or after the stated years

EMI CALCULATOR

Estimated EMI Amount

44,986

Total amount you will pay

1,07,96,711

After 0 years

Outstanding Loan

NA

Amount paid till date

NA

Interest Component

NA

One Time Investment

Future Value

15,52,924

The Amount You will receive

Get the future value of a present investment or the present value of a future amount

SINGLE AMOUNT

Present Value

68,058

Example: What is today's worth of ` 5 lacs that I will receive after 5 Years ?
There might be cases where you would have cash flows that are not fixed amount or at fixed intervals of time. Calculate the future & present values of such irregular cash flows.
There might be cases where you would have cash flows that are not fixed amount or at fixed intervals of time. Calculate the future & present values of such irregular cash flows.

IRREGULAR CASH FLOW

Total End Value

28,95,356

Future Value

95,356

Example: What is today’s worth of a certain cash receivables in future when both the amount receivables and the time is not certain ?

For a portfolio of different asset classes, calculate the weighted average returns on the entire portfolio.
For a portfolio of different asset classes, calculate the weighted average returns on the entire portfolio.

WEIGHTED AVG. RETURNS

Estimated Future Value

55,356

Weighted average Returns : 6%

Invested Amount

8,95,356

Example: What is today’s worth of a certain cash receivables in future when both the amount receivables and the time is not certain ?
 

CHILD EDUCATION

Recommended Target Amount

79,30,423

Required Investment Amount

Monthly

16,663

Yearly

1,89,935

One Time

14,48,859

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹79,30,423

MARRIAGE FOR CHILD

Recommended Target Amount

3,42,42,376

Required Investment Amount

Monthly

20,116

Yearly

2,29,301

One Time

20,14,250

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹3,42,42,376

YOUR OTHER GOAL

Recommended Target Amount

53,97,312

Required Investment Amount

Monthly

24,091

Yearly

2,74,608

One Time

17,37,790

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹53,97,312

PLAN YOUR RETIREMENT

Recommended Retirement Kitty Amount

6,90,26,211

Required Investment Amount

Monthly

22,404

Yearly

2,68,996

One Time

23,03,952

Future value of Existing Investment

0

Shortfall / Surplus to Target Amount

-₹6,90,26,211

Monthly expenses in Retirement Year

2,87,175

SIP GROWTH

Estimated Future Value

22,40,359

Total Amount Invested

12,00,000

Growth 1.87 times

SIP NEED

Required SIP Amount

21,011

Target Amount Required

1,00,00,000

Projected Investment

37,82,058

Growth Multiple times

SIP DELAY COST

Estimated SIP Delay Cost

3,20,793

Projected Future Value of SIP *

Without Delay

47,59,314

With Delay

44,38,521

SWP CALCULATOR

Period End Value

89,69,336

Total Amount Withdrawn

18,00,000

Full Instalments Withdrawn

180

with last estimated full instalment on 3/5/2040
Estimated Full Life of SWP (instalments)

The SWP will likely run till perpetuity

Assuming Investment is done now and SWP will start after next month or after the stated years

EMI CALCULATOR

Estimated EMI Amount

44,986

Total amount you will pay

1,07,96,711

After 0 years

Outstanding Loan

NA

Amount paid till date

NA

Interest Component

NA

One Time Investment

Future Value

15,52,924

The Amount You will receive

Get the future value of a present investment or the present value of a future amount

SINGLE AMOUNT

Present Value

28,95,356

Example: What is today’s worth of ` 5 lacs that I will receive after 5 Years ?

IRREGULAR CASH FLOW

Total End Value

28,95,356

Future Value

95,356

Example: What is today’s worth of a certain cash receivables in future when both the amount receivables and the time is not certain ?

WEIGHTED AVG. RETURNS

Estimated Future Value

55,356

Weighted average Returns : 6%

Invested Amount

8,95,356

Example: What is today’s worth of a certain cash receivables in future when both the amount receivables and the time is not certain ?
 

*Disclaimer: The calculators on this site are for informational purposes only and should not be taken as financial advice. Results are estimates, and we are not responsible for any inaccuracies. Please consult a financial professional before making decisions.

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