Our Services – Garg Financial Services (GFS Wealth)
We help with finances scale-up
visionaries
Your Partner in Prosperity
Your vision, Our
financial expertise
Empowering your financial future starts here with our Financial Services. Our experienced team provides tailored solutions and expert guidance to help you achieve your unique financial goals with confidence.
From wealth management to retirement planning, we offer comprehensive Financial services designed to secure your financial well-being today and for tomorrow. Trust our financial advisor in Chandigarh to help you navigate the path to long-term success


WHY WE ARE THE BEST
The future of financial
service place
We set the standard in financial services with innovative solutions and top-tier expertise. Experience unparalleled excellence and future-focused strategies with us, guided by a trusted financial advisor in Chandigarh.
- Assessment Performance
- Professional Team
- Investment Planning
- Modern Trade
Our Calculators
Let our calculators guide you to
financial services freedom

CHILD EDUCATION
Recommended Target Amount
₹79,30,423
Monthly
₹ 16,663
Yearly
₹ 1,89,935
One Time
₹ 14,48,859
₹ 0
-₹79,30,423

MARRIAGE FOR CHILD
₹3,42,42,376
Monthly
₹ 20,116
Yearly
₹ 2,29,301
One Time
₹ 20,14,250
₹ 0
-₹3,42,42,376

YOUR OTHER GOAL
₹53,97,312
Monthly
₹ 24,091
Yearly
₹ 2,74,608
One Time
₹ 17,37,790
₹ 0
-₹53,97,312

PLAN YOUR RETIREMENT
Recommended Retirement Kitty Amount
₹6,90,26,211
Monthly
₹ 22,404
Yearly
₹ 2,68,996
One Time
₹ 23,03,952
₹ 0
-₹6,90,26,211
Monthly expenses in Retirement Year
₹ 2,87,175

SIP GROWTH
₹22,40,359
₹12,00,000

SIP NEED
₹21,011
₹1,00,00,000
Projected Investment
₹37,82,058

SIP DELAY COST
Estimated SIP Delay Cost
₹3,20,793
Without Delay
₹47,59,314
₹44,38,521

SWP CALCULATOR
Period End Value
₹89,69,336
Total Amount Withdrawn
₹18,00,000
Full Instalments Withdrawn
180
with last estimated full instalment on 3/5/2040

EMI CALCULATOR
₹44,986
Total amount you will pay
₹1,07,96,711
Outstanding Loan
₹ NA
Amount paid till date
₹ NA
Interest Component
₹ NA

One Time Investment
Future Value
₹15,52,924
The Amount You will receive

SINGLE AMOUNT
₹68,058

IRREGULAR CASH FLOW
Total End Value
₹28,95,356
₹95,356
Example: What is today’s worth of a certain cash receivables in future when both the amount receivables and the time is not certain ?

WEIGHTED AVG. RETURNS
Estimated Future Value
₹55,356
Weighted average Returns : 6%
Invested Amount
₹8,95,356

CHILD EDUCATION
Recommended Target Amount
₹79,30,423
Required Investment Amount
Monthly
₹ 16,663
Yearly
₹ 1,89,935
One Time
₹ 14,48,859
Future value of Existing Investment
₹ 0
-₹79,30,423

MARRIAGE FOR CHILD
Recommended Target Amount
₹3,42,42,376
Monthly
₹ 20,116
Yearly
₹ 2,29,301
One Time
₹ 20,14,250
Future value of Existing Investment
₹ 0
Shortfall / Surplus to Target Amount
-₹3,42,42,376

YOUR OTHER GOAL
Recommended Target Amount
₹53,97,312
Monthly
₹ 24,091
Yearly
₹ 2,74,608
One Time
₹ 17,37,790
Future value of Existing Investment
₹ 0
-₹53,97,312

PLAN YOUR RETIREMENT
Recommended Retirement Kitty Amount
₹6,90,26,211
Monthly
₹ 22,404
Yearly
₹ 2,68,996
One Time
₹ 23,03,952
Future value of Existing Investment
₹ 0
-₹6,90,26,211
Monthly expenses in Retirement Year
₹ 2,87,175

SIP GROWTH
Estimated Future Value
₹22,40,359
₹12,00,000

SIP NEED
Required SIP Amount
₹21,011
₹1,00,00,000
Projected Investment
₹37,82,058
Growth Multiple times

SIP DELAY COST
Estimated SIP Delay Cost
₹3,20,793
Without Delay
₹47,59,314
₹44,38,521

SWP CALCULATOR
Period End Value
₹89,69,336
Total Amount Withdrawn
₹18,00,000
Full Instalments Withdrawn
180
The SWP will likely run till perpetuity

EMI CALCULATOR
Estimated EMI Amount
₹44,986
Total amount you will pay
₹1,07,96,711
After 0 years
Outstanding Loan
₹ NA
Amount paid till date
₹ NA
Interest Component
₹ NA

One Time Investment
Future Value
₹15,52,924
The Amount You will receive

SINGLE AMOUNT
Present Value
₹28,95,356

IRREGULAR CASH FLOW
Total End Value
₹28,95,356
Future Value
₹95,356
Example: What is today’s worth of a certain cash receivables in future when both the amount receivables and the time is not certain ?

WEIGHTED AVG. RETURNS
Estimated Future Value
₹55,356
Invested Amount
₹8,95,356
*Disclaimer: The calculators on this site are for informational purposes only and should not be taken as financial advice. Results are estimates, and we are not responsible for any inaccuracies. Please consult a financial professional before making decisions.
WE LEAD TOP OF THE TABLE
Finance grow with
peace-of-mind
Leading the way in financial services excellence with innovative solutions and unmatched service. At Garg Financial Services, we enhance your financial growth and stability with expert Financial Planning strategies. Enjoy peace of mind knowing your assets are securely managed by a trusted financial advisor in Chandigarh.
- Regular assessments for optimal performance.
- Expert advice and tailored solutions.
- Strategic investment / Financial planning for maximum returns.
- Advanced techniques to stay ahead.
What Are They Saying?
Over 1000 clients and 15+ years of association. Read
what our clients have to say about us.

Rishabh Upadhyay
Associated - From Last 12 years
As a Chartered Accountant, I handle financial statements with precision, but when it comes to my personal investments, Kapil is the expert I rely on. I am completely confident that his advice is always honest and in my best interest. The impressive returns on my investments speak for themselves, proving that my finances are in capable hands.

Jivtesh Garg
Associated - From Last 12 Years
Kapil is my one go person for every financial counselling or service, I trust him like the back of my hand.

Mohit & Harshita
Accociated - From Last 10 year's
Garg Financial Service is more than just a financial advisor, they’re a trusted partner who genuinely cares about your financial health. From our first meeting, it was clear they were different. They didn’t just throw numbers at me or talk in industry jargon—they listened, asked insightful questions, and took the time to understand my unique situation. Their advice wasn’t just about making smart investments, it was about creating a financial strategy that aligned with my values and long-term vision. Thanks to their careful guidance, I now feel more in control of my financial future and less stressed about the unknown. If you’re looking for someone who will not only help you grow your wealth but also give you peace of mind, I can’t think of anyone better.

Mohit & Deepti
Associated From last 13 years
We have been a client of Garg Financial Services for over 10 years, and their financial expertise has been invaluable. Their portfolio management services have helped us grow and diversify investments strategically, with clear, tailored advice. But what really sets them apart is their comprehensive financial planning. They've helped us map out a clear, long-term financial strategy, factoring in everything from retirement to tax planning. Lastly, their support with insurances and claim is outstanding.